“However we regard Him, or even if we do not recognize Him at all, He is always there, within us, within everything and every person in the universe, constantly available for our help if we are willing to accept.” (ODAT, 11 December)
A problem is a situation I have not yet turned over to God.
When I turn it over to God, one of two things happens (and sometimes both).
God converts the problem situation into a set of mere facts; and He gives me things to do.